Market marker: 15% of the funds collected through the ICO will be used to fund the automated market marker of COTI.
COTI’s payment system is built to solve the payment challenges of today and provides users with a greater peace of mind. A new blockchain platform called Coti is intending to match Paypal, not just in terms of speed of payment, but also in terms of the offerings of their full platform. Projecting a few years into the future, COTI believes that digital currencies will play a more prominent role in our lives as it will replace coins, cash, cards, and cheques. By creating a digital currency built for payments it will be easier to transact more easily, more cost effectively and with greater security than ever before.
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- Unauthorized charges.
- Undelivered goods/services.
- Non-conforming goods/service.
- Billing errors.
- Inadvertent transfers.
Social & Operations COTI is a payments transaction network supported by a native digital currency.
COTI’s ecosystem will be fueled by its native digital currency, the COTI token (abbreviated as XCT). COTI hopes to bring change by acting as the digital currency of the internet, or first to receive widespread adoption in consumer transactions. 1 – This payment network has the XCT native currency which is used for payments, mediations, and fees. At the same time, other DAG payment systems do not offer dispute resolution, so COTI believes it will effectively be able to compete with them as well.
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1- The XCT payment network will be used as mandatory fuel that will be required for this payment network to work and to send necessary payments.
This payment network sets the standard for how digital payments should work in the digital currency era. Our team includes veterans of the payments industry and Blockchain experts. COTI has dedicated themselves to providing a positive user experience so buyers and sellers enjoy the payment platform with low fees, and high security. COTI plans to help create this change by becoming the first digital currency to allow international consumer transactions.
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Bancor is providing COTI with highly coveted liquidity by creating a smart contract through its protocol.
Consumers using COTI will have a great user experience, mixing the best of traditional payments with the best of digital currencies. COTI team is also committed to creating a fully compliant ecosystem in order to eliminate the greatest barrier to mainstream cryptocurrency consumption, regulation. Through the use of blockchain technology, COTI’s mission is to create a platform that solves today’s payment challenges. COTI’s token sale information is still being held by its users.
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COTI network users can expect low-to-zero fees, full buyer-seller protections, a robust Trust Scoring Engine and decentralised Mediation System.
By giving a layer of trust for all seller and buyer interactions, COTI removes the friction from the entire payment experience. COTI is a unique payment transaction network that is powered by its own native digital currency, XCT. In other words, the liquidity that the Bancor smart contract provides will boost the efficiency and speed of the COTI network. While digital currencies like Bitcoin promise lower transaction fees and higher approval rates, they face scaling challenges and low rates of adoption.
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At the time of a transaction COTI will put in place instant settlements so merchants will be able to reduce, or eliminate their exposure to currency fluctuations.
COTI hopes to be the catalyst for mainstream adoption of cryptocurrencies in payment use cases. COTI innovated using DAG for payments, built a generative Trust Chains algorithm that is used to achieve consensus and has introduced the Mediators, to decentralize payments dispute resolution. The principal competitors to COTI are both traditional credit-card companies like Visa and Mastercard and DAG payment networks like NANO and IOTA. The COTI team will receive 10% of the tokens issued while advisors will receive a further 5%. Images courtesy of COTI COTI is building a base protocol that is built for payments from the ground up. COTI is equipped with features such as instant credit, network-based market making, decentralized mediation, and risk-based pricing for ensuring a smooth and vibrant payment ecosystem. However, the difficulty associated with adapting this new form of currency for daily use by consumers and merchants has created a void that FinTech startup, COTI, is set to resolve.